Stopping Automatic Calls from Debt Collectors

In today’s world, phone calls made by computers aren’t uncommon. Most of us get automated reminders about doctor’s visits, automated polls or calls from companies that are dialed automatically. It can be slightly annoying, but it’s a fact of life.

What is worse than slightly annoying, however, are automatic phone calls from debt collectors, also called robo-calls. In some cases, debt collectors will call repeatedly from a phone number that is blocked. They sometimes call every hour and refuse to stop. What can you do about those annoying or harassing calls?

First, if you answer, and an actual person comes on the line, tell them to stop calling you about the debt. That may work or it may not. If they continue to call you, keep a log of the phone calls, including a date, a time, and a phone number from which the call originated, if there is one. Keeping copies of your phone bill with the calls may also come in handy later.

Next, answer the calls and ask them to contact you only by mail in the future. Also, ask for the name and address of the collection company. Use that address to write a letter asking them (1) to stop contacting you via phone, and (2) to send you written validation of the debt, including written statements or a contract signed by you.

Finally, if they don’t stop calling, or don’t send you proof of the debt, contact a consumer rights attorney who has experience with the Fair Debt Collection Practices Act (the FDCPA). The attorney can help not only make the phone calls stop, but may also be able to help you receive compensation for any harassment you’ve suffered.

About these ads

4 Comments

Filed under Debt Collectors, Legal

4 responses to “Stopping Automatic Calls from Debt Collectors

  1. I have gone ahead and included a link back to
    your webpage from one of my clientele requesting it.
    I have used your internet site URL: http://paulmankin.wordpress.

    com/2012/10/12/stopping-automatic-calls-from-debt-collectors/
    and blog title: Stopping Automatic Calls from Debt
    Collectors | Ask the Consumer Attorney to make sure you get the
    correct anchor text. If you woud like to check out where your hyperlink has been placed, please contact me at: debbrabatista@gmail.
    com. Cheers

  2. Hello. I was thinking of adding a hyperlink back to your site since both of our websites are centered around the same
    niche. Would you prefer I link to you using your
    site address: https://paulmankin.wordpress.com/2012/10/12/stopping-automatic-calls-from-debt-collectors/
    or website title: Stopping Automatic Calls from Debt Collectors |
    Ask the Consumer Attorney. Please make sure to let me know at your earliest convenience.
    Cheers

  3. Hey there! This is my first visit to your blog! We are a collection of volunteers and starting a new initiative in a community in the same niche.
    Your blog provided us valuable information to work on.
    You have done a extraordinary job!

  4. Pingback: Dealing with Debt – There Are Solutions

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s